Personal Loan

Introduction about our personal loan process

A Personal Loan is your key to financial flexibility — whether you need funds for a wedding, vacation, medical emergency or home renovation. Credibay helps you access unsecured loans from top banks and NBFCs with competitive rates, minimal paperwork and fast approvals.

We take the hassle out of borrowing by using our Automated Assessment Engine to match you with the best offers instantly.

Loan Features

Your need. Our personal loan solution.

Since 2005, we’ve empowered thousands with personal loans designed for every financial need.

Loan Amount: ₹50,000 to ₹40 Lakhs
Interest Rates: Starting at 10.5% p.a.
Quick online application & approval

Tenure: 12–60 months
Flexible repayment options
No collateral or guarantor required

Eligibility

Salaried individuals (public/private sector, MNCs)
Self-employed professionals, business owners
Age: 21–60 years
Minimum monthly income: ₹20,000–₹30,000 (varies by lender)
Good credit score (650+ preferred)

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Purpose / Usage

Flexible personal loans from Credibay – use it your way.

Wedding expenses

Home renovation

Debt consolidation

Travel or holiday plans

Medical emergencies

Big-ticket purchases

Deliver fast and tailored loan solutions

Ready to simplify your personal finance?

Apply. Approve. Achieve.

Get Quick & Easy Personal Loans Tailored to You

A Personal Loan is your key to financial flexibility — whether you need funds for a wedding, vacation, medical emergency, or home renovation. Yoghan Enterprises helps you access unsecured loans from top banks and NBFCs with competitive rates, minimal paperwork, and fast approvals.

We take the hassle out of borrowing by using our Automated Assessment Engine to match you with the best offers instantly.