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Business Loan

Introduction about our business loan process

Your business deserves to grow — and we’re here to help! Credibay offers Business Loans that provide working capital, expansion funding or equipment finance, connecting you to the right lender for your business needs.

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Loan Features

Your vision. Our business loan support.

Smart and flexible business loans to fund your growth, expansion or new ventures with confidence.


  • Loan Amount: ₹1 Lakh to ₹5 Crores

  • Tenure: 12–60 months

  • Secured & unsecured options

  • Customized repayment schedules

  • Minimal collateral requirements for small businesses
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Registered businesses (proprietorship, partnership, LLP, Pvt Ltd)
Business vintage: 1 – 3+ years
Minimum turnover as per lender norms
Good repayment history, stable cash flow

Purpose / Usage

Empowering startups and enterprises with smart funding solutions.

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Working capital for day-to-day operations

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Business expansion or new branch setup

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Equipment or machinery purchase

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Inventory financing

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Project-specific funding

Your growth plan. Our loan power

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