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Agriculture Loan

Introduction about our Agriculture process

At Credibay, we understand that farmers are the backbone of our nation. Our Agriculture Loan offerings help farmers and Agri-businesses access timely credit for cultivation, equipment purchase, irrigation, warehouse construction or allied Agri-activities. We connect you to the best schemes across banks, co-operative societies and NBFCs.

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Loan Features

Your soil. Our support.

Empowering farmers with affordable agriculture loans for seeds, equipment, irrigation and more.


  • Loan Amount: ₹10,000 to ₹1 Crore (depending on scheme)

  • Tenure: Up to 15 years (for long-term projects)

  • Subsidized interest rates under government schemes

  • Crop loans, Kisan Credit Card (KCC), term loans and agri-infrastructure loans

  • Flexible repayment, seasonal EMIs
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Farmers, tenant farmers, sharecroppers, Agri-entrepreneurs
Age: 18–70 years
Proof of agricultural land ownership or lease
Past repayment record (if applicable)

Purpose / Usage

Credibay Agriculture Loans – for seeds, equipment, irrigation and more.

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Purchase of seeds, fertilizers, pesticides

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Farm equipment (tractors, harvesters, irrigation)

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Dairy, poultry, fisheries, horticulture, floriculture

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Land improvement, irrigation, storage facilities

5

Agri-Marketing, transport, cold storage

Nurture your farm with the right loan at the right time

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